Does your employment provide you with the EPS-95 pension or are you intending to gain it? Many important updates have been applied to the Employees’ Pension Scheme (EPS-95) in June 2025 and this will directly influence over one million pensioners and members of EPFO. To help employees, EPFO decided to increase the pension amount, make eligibility rules easier and introduce new features. Please explain what new features or improvements EPS-95’s latest update has given you.
Minimum Pension Amount Increased to ₹ 3,000 Per Month
From owning less than ₹ 1,000 a month, the monthly minimum pension now is ₹ 3,000 under the EPS-95 scheme through EPFO. Those pensioners who received less money until now are very relieved by this change. Although the highest pension an employee can receive is ₹ 7,500 every month, this change will benefit lakhs of people.
Provision of Relaxation in Service Period of 10 Years
Until recently, people had to work for a full 10 years before receiving EPS-95 pension no matter the facts, however, this term can now be changed in some cases. People who didn’t serve 10 years due to health problems or other uncontrollable issues will still get pension.
Age Limit Relaxation for Pensioners
The pension was granted at age 58 in the past, but all citizens have the option to enrol in an advance pension from age 50. But, if you wait until you are 60, you will receive the total amount. By doing this, people can receive money fast.
New Facilities Related to Online Pension Scheme
EPFO has started several digital solutions to simplify how the EPS-95 pension scheme works. They can now submit their pension applications, follow the progress of their requests and submit Life Certificate forms online. Doing this eliminates pensioners’ need to wait in line for hours every month.
Adjustment System of Dearness Allowance (DA) in Pension Amount
Earlier, dearness allowance (DA) was not given to EPS-95 pensions, but under the new guidelines, the government is now considering adjusting pension amounts based on inflation. When this idea is approved, the inflation rate will determine the possible increase in pension money in the future.
Conclusion
The EPS-95 pension will become much more helpful as a result of the changes that were made in June 2025. When the minimum pension is higher, when rules for eligibility are more flexible and digital services are available, the lives of pensioners improve. If anyone in your family uses the scheme, it’s very important to find out about these new rules.